Legally Underwritten · FSCA Compliant
AdaptDrive
Social Impact & Dignity Cover — The first standalone group disability product engineered to resolve the complete dignity crisis
The Solution
Why AdaptDrive?
AdaptDrive is the first standalone group disability product engineered to resolve the complete dignity crisis — not merely income loss. It addresses cash, housing, and mobility simultaneously.
Non-offset from statutory benefits — members keep all COIDA & Tshiamiso payouts
Fixed benefits triggered by medical certification — no statutory claim dependency
Guaranteed renewable — cannot be cancelled due to individual health or claims
15% annual Safety Dividend cash back for claim-free members
Coverage Details
Six Integrated Benefits
Immediate cash flow to replace lost income during the critical waiting period for statutory benefits.
Fund full home wheelchair adaptation or relocation to an accessible property.
Vehicle conversions and adaptations to restore mobility and independence.
Dedicated tuberculosis benefit covering immediate costs and ongoing monthly support.
Fast-pay commuting trauma benefit paid within 7 days of certified incident.
15% annual premium refund for members who remain claim-free — rewarding safe behaviour.
Financial Snapshot
Premium Structure
Gross Monthly Premium: R345/member
Underwriting
AdaptDrive is legally underwritten by an authorised financial services provider (FSCA Compliant). All benefits, premiums, and terms are governed by the policy document and applicable South African insurance regulations.
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From just R345/month, protect yourself and your family with comprehensive dignity cover.
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